Get paid in USD, as if you had a US bank account
Opening a bank account in the USA from any country can be a daunting task, but it doesn’t have to be. With the advent of online banking, it is now possible to open a US bank account online from anywhere in the world. In this article, we will walk you through the steps to open a US USD bank account on Payoneer, and also discuss the benefits of using Payoneer as your online banking platform.
What is Payoneer?
Payoneer is a leading online payment platform that provides global money transfer services to businesses and individuals. With Payoneer, you can receive and make payments in multiple currencies, and withdraw funds from your account to your local bank account or a prepaid Mastercard.

One of the major advantages of using Payoneer is that it allows you to receive payments from companies and clients that do not support your local currency. For instance, if you are a freelancer based in India and working for a client based in the USA, you can receive payments in USD through Payoneer, and withdraw the funds to your local bank account in INR.
Another advantage of using Payoneer is that it offers a prepaid Mastercard that can be used for online and offline purchases, as well as ATM withdrawals. With the Payoneer Mastercard, you can shop online, pay bills, and withdraw cash from ATMs in your local currency.
Steps to Open a USD Bank Account on Payoneer
Step 1: Create a Payoneer Account
To open a USD bank account on Payoneer, you need to create an account on their website. Go to payoneerdotcom and click on the “Sign Up and earn $25 button. Fill in your personal details, including your name, email address, and date of birth. You will also be required to provide a government-issued ID and a proof of address.
Step 2: Verify Your Account
Once you have created your Payoneer account, you need to verify your identity and address. This can be done by uploading a scanned copy of your government-issued ID and a utility bill or bank statement that shows your name and address.
Step 3: Apply for a USD Bank Account
After verifying your account, you can apply for a USD bank account on Payoneer. To do this, log in to your Payoneer account and click on the “Receive” tab. Select “Global Payment Service” from the dropdown menu, and click on the “Apply Now” button

Step 4: Provide Your Bank Details
In the next step, you will be required to provide your bank details, including the name of your bank, your account number, and the routing number. If you are not sure about the routing number, you can contact your bank and ask for it.
Step 5: Wait for Approval
Once you have provided your bank details, you need to wait for Payoneer to approve your application. This usually takes a few business days. Once your application is approved, you will receive an email notification from Payoneer.
Step 6: Order Your Payoneer Mastercard
After your application is approved, you can order your Payoneer Mastercard by clicking on the “Order Card” button in your Payoneer account. Your card will be shipped to your address, and you should receive it within a few weeks.
Benefits of Using Payoneer
Global Money Transfer
With Payoneer, you can receive and make payments in multiple currencies, and withdraw funds to your local bank account or a prepaid Mastercard. This makes it easy to do business with clients and companies from different parts of the world.
Low Fees
Payoneer charges low fees for its services, including money transfers and currency conversions.
Multiple Withdrawal Options
Payoneer offers multiple withdrawal options, making it easy for you to access your funds. You can withdraw funds to your local bank account, or use the Payoneer Mastercard to withdraw cash from ATMs in your local currency.
Easy Payment Processing
Payoneer makes it easy for businesses to process payments. With its payment processing services, businesses can easily pay their vendors and suppliers, without the hassle of dealing with multiple payment methods.
Integration with Major Marketplaces
Payoneer is integrated with major marketplaces such as Amazon, eBay, fiverr and Upwork, making it easy for sellers and freelancers to receive payments from these platforms. Payoneer also provides a “Billing Service” that allows you to bill your clients directly from your Payoneer account, and receive payments in your local currency.
In summary, Payoneer is a great online banking platform that offers a wide range of benefits to individuals and businesses. By following the steps outlined in this article, you can easily open a USD bank account on Payoneer, and start enjoying the benefits of this amazing platform.
Frequently asked questions (FAQs)
Can I open a US bank account online from any country?
Yes, with the advent of online banking, it is now possible to open a US bank account online from any country. There are several online banking platforms, such as Payoneer, that allow you to open a US bank account online, and also provide a US debit Mastercard.
What are the requirements for opening a US bank account online?
The requirements for opening a US bank account online may vary depending on the online banking platform you choose. However, in general, you will be required to provide your personal details, such as your name, email address, and date of birth, as well as a government-issued ID and a proof of address.
How long does it take to open a US bank account online?
The time it takes to open a US bank account online may vary depending on the online banking platform you choose. However, in general, it can take anywhere from a few days to a few weeks to complete the process.
Can I receive payments in USD from clients and companies outside the USA?
Yes, with an online banking platform like Payoneer, you can receive payments in USD from clients and companies outside the USA. Payoneer provides a “Global Payment Service” that allows you to receive payments in multiple currencies, and also offers a prepaid Mastercard that can be used for online and offline purchases.
Can I withdraw funds from my US bank account to my local bank account?
Yes, with an online banking platform like Payoneer, you can withdraw funds from your US bank account to your local bank account. Payoneer offers multiple withdrawal options, including bank transfers, and also provides a prepaid Mastercard that can be used to withdraw cash from ATMs in your local currency.
Is it safe to open a US bank account online from any country?
Yes, it is safe to open a US bank account online from any country, as long as you choose a reputable online banking platform. Online banking platforms like Payoneer use advanced security measures to protect your personal and financial information, and also offer fraud protection to keep your account secure.
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